For employee-benefits brokers. You send the documents; you get back client-ready work — the spreadsheet, the deck, and the memo — with every number independently re-verified before it leaves the desk.
Five things. If one is missing, we ask — we never fill it in.
Three artifacts, formatted to carry your brand — not ours.
| COMPARISON SPREADSHEET | Current plan vs. every option, side by side: premiums by tier, deductibles, out-of-pocket maximums, copays and coinsurance by service, Rx tiers, network type, employer/employee contribution split — and total annual cost modeled at the client's actual headcount. Live formulas, nothing hard-coded. |
|---|---|
| PRESENTATION DECK | Plain-language summary of the options and trade-offs, formatted for you to brand and present to the client as your own. Shows improvements as well as cuts — credibility runs both directions. |
| RECOMMENDATION MEMO | One page, written for the employer's decision-maker — a non-insurance person. It flags what the proposals don't advertise: benefit cuts inside flat premiums, network changes, formulary changes, contribution-strategy impacts. |
A full sample package — invented client, real format, every number verified — is available on request through intake.
This is the part that separates the desk from a rate exhibit.
Documents are processed for your engagement and nothing else: no retention beyond the job, no training on your data, no resale, no third-party processors touching your files. When the package ships, your documents' work is done.
Commitments first, then the price — published, because "call us for pricing" is a game and we said no games.
| TIER | SCOPE | PRICE |
|---|---|---|
| STANDARD | Up to 50 enrolled · up to 3 competing proposals · medical | $400 |
| COMPLEX | 51–250 enrolled · up to 6 proposals · medical + dental + vision | $850 |
| ENTERPRISE | 250+ enrolled, self-funded, or 6+ proposals | from $1,500quoted in 24h |
Flat fee per renewal. No subscription, no minimum, no onboarding call. Rush turnaround and retainer seats are priced at intake.
Send one real renewal. You get the full package — no cut corners — and the invoice comes after delivery. If it isn't work you'd put your name on, tell us why and pay nothing.
On the menu at intake: rush turnaround, ancillary lines (dental/vision, life/disability), contribution scenarios with paycheck impact per tier, employee-facing one-pagers for open enrollment, level-funded modeling, multi-package and retainer terms.
Or ask for the sample package first. Response within 48 hours, usually much faster.
Attach what you have — the checklist above is the complete list. If something's missing we'll tell you exactly what, within one business day.
OPEN AN ENGAGEMENTRenewal Desk prepares analytical work product for licensed brokers and consultants. It does not sell insurance, advise employers directly, or replace the broker's own recommendation.